Vipin Bharathan has experience as a developer in many different domains, including insurance, embedded systems programming, cryptography, payment systems, media, fx trading and debt capital markets. Vipin is currently working with the Digital Currency Global Initiative (DCGI), an ITU project; as team leader of the Interoperability workstream inside the Policy and Governance Working Group. Vipin is a Forbes special contributor on Crypto-currencies. Vipin is working on a paper on Risk Automation on DAOs for the University College London. He is an independent consultant covering full stack development and architecture of Blockchain based systems. Vipin Bharathan has been involved with Hyperledger since its inception.  He is the chair of the Identity Working Group and founder and chair of the Financial Markets Special Interest Group. Vipin contributed to several Hyperledger Labs Projects including eThaler and Nifty.